SELF CERT MORTGAGE

Self Certification mortgages allow you to borrow potentially larger amounts than the normal full status loan, as no proof of income is required. You simply sign a declaration to say that the loan repayments are affordable.

A Self Certification mortgage is where you confirm your income without the need for independent verification. Self Cert Mortgages are ideal for self employed people or where income is paid by more irregular means e.g. bonuses.